make sure that mntns_install() doesn't end up with referral for root

new flag: LOOKUP_DOWN.  If the starting point is overmounted, cross
into whatever's mounted on top, triggering referrals et.al.

Use that instead of follow_down_one() loop in mntns_install(), handle
errors properly.

Signed-off-by: Al Viro <viro@zeniv.linux.org.uk>